Women's Activities In Anticipation Of The Traps Of Illegal Online Loans In The District Area Of Medan City
Keywords:
Activeness ; Medan City ; Ilegal Online Loans ; Women.Abstract
In the digital era, women are becoming more professional in using digital technology including digital financial services. In fact, not all online financial services have a good impact, such as illegal online loans that often harass women and lead to extortion, loan sharking and defamation. It occurs because of the ignorance of the public, especially women, regarding the risks of illegal online loans, both legally and economically. Persuasive effort is needed, through a community service activity held in Medan Kota District and inviting women who live there. Community service is using the Participatory Rural Appraisal method. It began with a pre-test to find out the extent of knowledge of 20 women and 10 government officials about illegal online loans. Lectures and discussions were heldto provide legal knowledge regarding legal and illegal online loans, a discussion of its benefits and legal protections. And ended with a post test to see changes in participants' thoughts about illegal online loans. The results of all tests are the participants gained understanding and enlightenment regarding online loans in general and how to provide legal protection for victims and perpetrators of illegal online loans, so that they can avoid being trapped in illegal online loans.
Downloads
References
Admin, “Illegal Loans Emerge Due to Weak Systems and Consumerist Behavior of Society, So They Get Trapped by 'Digital Leeches,'” bbc.com, 2021,https://www.bbc.com/indonesia/indonesia-58850599.
Alicia Noviandari, (2020).”Legal Protection for Customers in Online Loans with Fiduciary” (Islamic University of Kalimantan MAB, 2020)
Ananda Maghfira Ajeng Mentari (2021). “Analysis of Decision Factors for Granting Online Loan Credit: Case Study of PT. CSM Teknologi” FEB Student Scientific Journal 9, no. 2 (2021)
ANTARA News 2023
Arvante, JZY (2022). “The Impact of Online Loan Problems and Legal Protection for Online Loan Consumers” Indonesian Law Student Writers Association Law Journal, 2(1).https://doi.org/10.15294/ipmhi.v2i1.53736
Asti, NP (2020). Legal Efforts of the Financial Services Authority in Overcoming Illegal Online Loan Services. Acta Comitas, 5(1), 111-122, DOI:10.24843/AC.2020.V05. I01.P10.
Hidayat, Riyan Hidayat, Selvy Afrioza, Muhammad Arba Adnandi, Bambang Eko (2024). “The Impact of Online Loans on UYM Students” JEDBUS (Journal of Economic and Digital Business) Vol. 1 No. I
Hirdianto, S. (2021). The Dangers Behind the Ease of Using Online Loan Services. Retrieved October 29, 2022, FromHttps://Itgid.Org/DangerBehind the ease-of-use-of-online-loan-services.
https://ojk.go.id/id/kanal/iknb/financial technology/Pages/Penyelenggara-Fintech-Lending Berizin-di-OJK-per-29-Oktober-2024.aspx
https://ugm.ac.id/id/berita/21776-perempuan-rentan-terjerat-pinjol/
https://www.ocbc.id/id/article/2023/08/07/risiko-pinjol-ilegal
Internet Sources
Santi, M. (2019). The Role of Online-Based Loans Through Applications on the Economy in Indonesia. Jurnal Eksyar (Journal of Economics), JEDBUS (Journal of Economic and Digital Business) Vol. 1 No. 1 (2024) 6 Syariah), 6(2), 116–127
Wahyuni, RAE, & Turisno, BE (2019). “Illegal Financial Technology Practices in the Form of Online Loans Reviewed from Business Ethics”. Journal of Indonesian Legal Development, 1(3), 379-391. https://doi.org/10.14710/jphi.v1i3.379-391.
Wijayanti, Sheila and Hartiningrum (2022).”The Impact of Online Loan Applications on the Needs and Consumptive Lifestyle of Factory Workers”, Mizania: Journal of Economics and Accounting 2 (2): 230 - 235
www.suara.com 2022
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2025 Tri Murti Lubis, Idha Aprilyana Sembiring
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
