HARAHAP, Heri Faisal; CHANIA, Mutia Fitri. Generation Y and Digital Transformation: Determinants of Intention to Adopt E-Payment. Journal Of Management Analytical and Solution (JoMAS), [S. l.], v. 5, n. 1, p. 8–18, 2025. DOI: 10.32734/jomas.v5i1.19535. Disponível em: https://talenta.usu.ac.id/jomas/article/view/19535. Acesso em: 7 may. 2026.